# Equifax
> Abrigo and Equifax have partnered together to give customers a seamless experience for pulling credit reports from the Sageworks platform. The Equifax credit report will give your lenders a full picture of their borrower and ensure credit worthiness. Customers can pull consumer and business credit reports.

Canonical page: https://partners.abrigo.com/partners/equifax
Marketplace: Abrigo
Last updated: 2025-10-17
Logo: https://assets.partnerfleet.app/eyehe43nxoowppsvxm7plbkz75td

## At a glance
- Category: [Origination](https://partners.abrigo.com/t/category/origination), [Underwriting](https://partners.abrigo.com/t/category/underwriting), [Fraud](https://partners.abrigo.com/t/category/fraud), [Portfolio Risk](https://partners.abrigo.com/t/category/portfolio-risk)
- Badge: Better with Abrigo
- Website: [www.equifax.com](https://www.equifax.com/)

## Call to actions
- **Learn more about this Partnership** — submit the contact form on https://partners.abrigo.com/partners/equifax

## About
Abrigo and Equifax have partnered together to give customers a seamless experience for pulling credit reports from the Sageworks platform. The Equifax credit report will give your lenders a full picture of their borrower and ensure credit worthiness. Customers can pull consumer and business credit reports.

## Resources
- [OneScore for Consumer](https://assets.partnerfleet.app/t39l24utefggi1drymfqbvyj1s0l) — Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a next-generation risk score pairing industry-leading, traditional consumer credit attributes with differentiated alternative data sources — helping you score more consumers and enhance your decisioning power.
- [Oneview Credit File](https://assets.partnerfleet.app/sz11l84fkyiv1bfsnrt8imad82a1) — The OneView Report sets a new industry standard for how credit data insights are delivered, displayed, and provided.This new ‘human friendly’ report gives you the specific, detailed data you need, in a format that is concise, customizable and easy to understand.
- [Insight Score for Personal Loans](https://assets.partnerfleet.app/qhk97envp1q1yfyl94lwagrpcvcq) — The innovative Equifax Insight Score for Personal Loans is a FCRA risk score optimized for unsecured personal loans used for new account origination, underwriting, and pre-screening. Usage and Features:Alternative data sources help lenders score consumers who have limited or no credit, or non-prime consumers who could be eligible for a better APR based on non-traditional credit data. Improve Accuracy with NeuroDecision® Technology (NDT) and explainable AIConfiguration Options allow lenders to make the most competitive offer, improve targeting and service customers better
- [Insight Score for Auto](https://assets.partnerfleet.app/zxdl2hg611c8jidssmse3lsixjhu) — Insight Score for Auto is an industry-specific credit risk score that combinesproprietary credit data from Equifax with alternative data (including utility, pay TV, Internet, and wireless payment history) not available through other third- party providers. The Insight Score employs NeuroDecision® Technology to apply models designed exclusively for the auto industry and helps predict the likelihood of a consumer becoming 90 days past due (or worse) within 24 months  of an auto loan being opened.Key Benefits:Evaluate new auto loan applicants with greater confidenceUncover new prospects among no file, thin file, and unbanked consumersAdjust credit levels among current customers based on a more complete view of their payment histories and behavior
- [Bankruptcy Navigator Index Score](https://assets.partnerfleet.app/v8rbvvycqtbhbhdrfrrbbdd87jc0) — To maximize your portfolio profitability and protect against the immediate, long-term or surprise risk of bankruptcy, you need Bankruptcy Navigator Index® (BNI) score, a powerful combination of market-leading consumer credit data and proven analytics from Equifax designed to improve your portfolio performance by helping you anticipate bankruptcy risk.Key Benefits:Mitigate Losses: Protect bank profits from bankruptcy risk and improve overall risk managementGenerate More Revenue: Identify profitable customers with greater accuracy using the predictive modelMaximize Portfolio Profitability: Improve portfolio performance by anticipating bankruptcy riskBetter Decision-Making: make more consistent decisions across the customer Lifecyle
- [OneScore for Commercial](https://assets.partnerfleet.app/qlh2tbyfiqk9mloiy9ksp7s6bclo) — OneScore for Commercial is able to more accurately predict delinquencies through in-depth modeling by utilizing the power of the commercial credit database from Equifax, including the Commercial Financial Network from Equifax, trended data, public records, firmographic and non-financial information.
- [PortfolioID](https://assets.partnerfleet.app/i630nh2g8di3636hk1dqz9j5fjzx) —  PortfolioID™ provides lenders a view into existing consumer credit to help businesses manage portfolio performance while minimizing risk. By evaluating your portfolio against the Equifax database of credit active consumers, PortfolioID delivers deeper consumer insights about your customers. This product can enable your business to effectively:Identify customers with the highest risk for delinquencySegment accounts to enhance credit line managementDetermine the proper level of funding for debt reservesAllocate collection resources efficiently
- [Consumer IncomeView+](https://assets.partnerfleet.app/c6z7a87m1h5yryqmt4xo1b4n9imh) — Better understand income risk at every stage of the consumer lifecycle, from marketing and segmentation to account management and portfolio assessment. Consumer IncomeView+ combines multiple attribute data sets with the power of gradient boosting machine learning/AI techniques to improve the accuracy of consumer income estimation. This can be used by lenders and other organizations to better assess consumer full-time employment income without requiring consumers to provide proof of income documents.