Middesk

Middesk is the business identity platform powering trusted decisions across the customer lifecycle.

Better with Abrigo

Middesk is the leading business identity platform modernizing business verification, risk evaluation, and compliance. Its fast, frictionless APIs support KYB, credit assessment, and tax registration use cases, with data updated in days, not months. More than 500 customers, including Plaid, Bluevine, Rippling, and Novo, trust Middesk to verify, underwrite, and grow with confidence. Middesk has been recognized by Forbes as a Fintech 50 company and by Fast Company as one of the World's Most Innovative Companies. For more information, visit www.middesk.com.

Benefits

Best-in-class business identity data

100% U.S. business coverage through our direct data pipelines
140+ authoritative and alternative data sources
92% of Middesk business profiles update in <10 days vs. quarterly industry average

Automation

Eliminate your team's need to manually check multiple sources of truth and automate your workflows

Embedded solution

Middesk's all-in-one solution embeds seamlessly into your Sageworks platform

Features

Verify

Use Verify to help instantly identify and onboard legitimate businesses using trusted data from government and third-party sources. Go beyond basic KYB with enriched insights—like address risk, industry classification, and digital presence—all delivered via your Sageworks platform. Middesk unifies data from registration records, federal databases, and online signals to streamline compliance, reduce manual reviews, and confidently approve the right businesses, fast.

Bankruptcy Search

Use Bankruptcy Search to leverage real time data on bankruptcies that occur across the country. From the location of the court to the trustee that is responsible for the bankruptcy proceedings, Middesk keeps a pulse on every bankruptcy and their respective updates. Bankruptcy checks are available for both the business and associated people tied to the business.

Lien Search

Use Lien Search to evaluate a business and associated people during onboarding or underwriting with immediate access to federal and state tax liens, UCC liens, business litigations, and bankruptcy records. Identify high-risk entities, assess creditworthiness, and reduce default risk—without spending hours navigating filing portals. Middesk automatically extracts lien data and filing details, helping you reduce manual effort and speed up underwriting decisions.

Litigation Search

Use Litigation Search to uncover active and historical legal actions tied to a business and associated people with Litigation Search. Surface legal red flags that could impact creditworthiness—all without manual court lookups or data stitching.

Criminal Bakcground Search

Use Criminal Background Search for a comprehensive, automated screening of individuals associated with a business to identify any relevant criminal records. By leveraging public records data—including court filings, arrest records, and corrections information across all 50 states—we offer detailed visibility into past criminal charges, ensuring lenders, platforms, and service providers can make informed decisions about risk and compliance.

Testimonials

Middesk helped us see that some of our rules were too granular, which helped us approve more businesses without sacrificing any of the quality of our approval process.

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Jon Patterson

Credit Operations & Analytics Leader at GreatAmerica

We were getting a lot of applications from newer businesses that we couldn’t verify with another risk solution’s data. Middesk has data directly from the Secretary of State, which led to better conversion, and higher confidence in the data we received because it comes straight from the source.

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Novo

PM, Onboarding, Fraud, and Payments at Novo

Middesk has taken the brunt of the compliance workload off of our customer support team so they can continue helping our customers with timely resolutions to any issue they encounter with their background checks.

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Mike Spolarich

Staff Software Engineer, Checkr

By far, our favorite feature of Middesk is its intuitive dashboard, where our underwriting team and support agents can go in and quickly and easily access anything they need.

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Aaron Bai

CEO and Co-Founder, Affiniti

      Next Steps
    
Next stepsReach out to your Abrigo rep if you’re interested in leveraging Middesk.

Resources

eBook: Data quality and strategy for modern business compliance

Download

Middesk Business Verification overview

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Details

Categories

Origination

Underwriting

Fraud