ValidiFI
Predictive bank account and payment intelligence from ValidiFI provides actionable insights to verify accounts, detect fraud, and reduce risk.
Better with Abrigo
ValidiFI is a leading brand that offers innovative bank and payment data solutions to help businesses increase client acquisitions, reduce processing fees, and facilitate payments. Their wide range of products and services includes credit and risk solutions, fraud detection, account verification, risk assessment, identity verification, and more. By leveraging the freshest banking and payment data, ValidiFI provides intelligent insights to transform risk into confidence. As a preferred partner of Nacha, ValidiFI ensures compliance and helps mitigate fraud. Their solutions are designed to improve account openings, credit decisions, and payment success rates while identifying and preventing fraud. Institutions and businesses can benefit from ValidiFI's API to enhance their offerings, support the digital process, and gain a competitive advantage. With a strong focus on accuracy, reliability, and customer satisfaction, ValidiFI is the go-to brand for better data and a better customer experience. Contact them today to learn how they can help your business succeed.
Benefits
Empowering Smarter Risk Decisions with Predictive Bank Data
ValidiFI delivers advanced bank account validation and credit risk solutions through its single-API Omni platform, helping financial institutions and organizations detect fraud, assess creditworthiness, and transact with confidence. By analyzing the connections between bank accounts, identity elements, and payment behavior, ValidiFI supports critical workflows across application, onboarding, account funding, bill pay, and recurring payments.
Key Benefits:
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Account Validation & Ownership
Instantly confirm account status and ownership using ValidiFI’s proprietary data network, Early Warning Services, and J.P. Morgan Payments data—with industry-leading coverage.
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Fraud Detection
Identify suspicious activity and high-frequency changes tied to bank accounts and identity elements like phone, email, and address.
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Open Banking & Cash Flow Analytics
Enable cash flow underwriting and open banking capabilities for deeper financial insights.
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Identity Verification
Support KYC and compliance efforts with robust identity verification tools.
Features
Comprehensive Consumer & Business Account Validation
ValidiFI’s vAccount+ Verify with Account Ownership Authentication (AOA) delivers high-confidence account validation and ownership authentication through a seamless, integrator-friendly API. Built for both consumer and business use cases, this solution combines proprietary data with industry-leading sources like Early Warning Services and J.P. Morgan Payments to ensure accuracy, coverage, and speed.
Key Features:
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Instant Account Status Validation
Verify whether a consumer or business account is open, valid, and in good standing—reducing risk before initiating transactions.
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Account Ownership Authentication (AOA)
Confirm that the individual or business claiming the account is the rightful owner, helping prevent fraud and unauthorized access.
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Single-API Omni Platform
Integrate easily with ValidiFI’s Omni platform to access multiple data sources and validation services through one streamlined connection.
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Industry-Leading Coverage
Leverage expansive data networks for unmatched validation reach across financial institutions and account types.
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Supports Multiple Use Cases
Ideal for onboarding, account funding, bill pay, recurring payments, and other transaction-critical workflows.
Testimonials
"ValidiFI's ability to provide reliable, real-time data aligns perfectly with our mission to empower FI's with next generation technology...This partnership will allow our clients to make better decisions, faster with even more comprehensive data."
Fintech Solutions Provider
Chief Risk Officer
Media
Next Steps
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