# Vertical IQ
> Together, Abrigo and Vertical IQ help manage risk effectively and pave the way for more comprehensive credit decisions as a whole.

Canonical page: https://partners.abrigo.com/partners/vertical-iq
Marketplace: Abrigo
Last updated: 2026-04-08
Logo: https://assets.partnerfleet.app/9sjtzix591dc98c7hms5gal2kw9g

## At a glance
- Category: [Origination](https://partners.abrigo.com/t/category/origination), [Underwriting](https://partners.abrigo.com/t/category/underwriting)
- Badge: Better with Abrigo
- Website: [verticaliq.com](https://verticaliq.com)

## Call to actions
- **Learn more about this Partnership** — submit the contact form on https://partners.abrigo.com/partners/vertical-iq

## About
Together, Abrigo and Vertical IQ help manage risk effectively and pave the way for more comprehensive credit decisions as a whole. The solutions work in sync to provide specialized industry insights and financial benchmarks right at your fingertips – enabling you to streamline the lending process, save hours of time and research, and engage with customers on a deeper level.

## Benefits
- **Drive efficiencies** — Abrigo’s intuitive platform, paired with Vertical IQ’s Industry Intelligence throughout the lending process, saves time and drives efficiencies by providing the right information, in the right place, at the right time — giving your institution targeted insights that can be used at every step.
- **Surface relevant content** — The integration gives access to Vertical IQ’s Credit and Risk Brief, which provides context around an industry after submitting loan application data — incorporating focused Industry Intelligence to help leverage relevant data and solidify your value proposition.
- **Boost credibility** — By sharing impactful, measurable, and relevant industry underwriting metrics on the Customer Profile, you are more informed and can better assess risk — making thorough, educated lending decisions.

## Features
- **Credit Underwriting and Risk** — Lenders need the latest insights to make credit decisions in today’s volatile market, and advisors must help clients hedge against risks. Vertical IQ’s Credit Underwriting & Risks chapter gets you up to speed quickly on the financial environment for a particular industry.
- **Financial Benchmarks** — The Financial Benchmark data within Vertical IQ comes from the Risk Management Association's (RMA) Annual Statement Studies, which provide comparative industry financial benchmarks based on financial statements of small- and medium-sized business (SMB) clients of RMA’s member institutions.
- **Localized Industry Data** — Localized Industry Data gives you access to industry-specific, local-market insights at the MSA and county levels.

## Permissions
Abrigo’s API keys are used to obtain industry benchmark data in both Abrigo’s document library and the Customer Profile.

- Abrigo Document Library — Pull from Partner — Vertical IQ Credit & Risk Brief
- Abrigo CRM — Pull from Partner — Vertical IQ Call Prep Questions
- Abrigo LOS — Pull from Partner — Vertical IQ Financial Ratios & Risk Metrics

## Testimonials
- "Vertical IQ helps us deliver greater value to our business customers by reducing time spent navigating through the clutter we often encounter when researching business trends and characteristics — we’re more effective in the field which equates to greater mutual success." — Lori Dufficy, Chelsea Groton Bank
- "quote marks I use Vertical IQ almost every day. It helps me verify what I think I know and gives me a consistent, dependable resource to reference. … It's made my job a lot easier, and it’s kicking my write-ups and annual client reviews up a notch for sure." — Peter Kovago, Cornerstone Bank
- "I like that we can now see what's really happening with an industry in our specific area. Vertical IQ’s Localized Industry Data allows us to drill down deeper and to have even more of that local focus to figure out exactly what will benefit our customers — which, of course, also benefits the bank in the long run." — Julie Martin, Claremont Savings Bank
- "One thing that really made Vertical IQ unique and stand above their competition was the fact that their information is timelier. That’s really key, especially on the credit side." — Megan Allustiarti, HomeTrust Bank

## Screenshots
- [Vertical IQ + Abrigo Integration Overview (video)](https://youtu.be/UJnsM0xw4mE)
- ![Easily access an Industry Credit and Risk Brief in the document library](https://assets.partnerfleet.app/hc8mu5hgvqfwwr0plyza34ayvw9u)
- ![Access Call Prep Questions in Abrigo’s “Relationship Manager”](https://assets.partnerfleet.app/m9kg3zfoyhc973xzced6cpm6ygse)
- ![Credit Underwriting is made easy with Vertical IQ Risk Metrics and Financial Ratios](https://assets.partnerfleet.app/mgmj3d5fubrbr4s1dscntzzbnges)

## Next steps
- **How do I get started?** — Contact your Abrigo and/or Vertical IQ Relationship Manager today!  We will be happy to walk you through the process and help with any questions you may have

## Resources
- Vertical IQ's Industry Intelligence — Vertical IQ’s in-depth synopsis of the industry arms you with the knowledge you need to have an in-depth conversation about your client’s business niche.
- Industry Profile — You will find an insightful summary, key financials, and call planning resources on the Industry Profile.
- Credit Underwriting & Risks — Every industry has its own unique set of challenges. Use the Credit Underwriting & Risk data to understand the important issues you should consider when structuring deals and making lending decisions.
- Localized Industry Data — Localized Industry Data gives you access to industry-specific local market data down to the metropolitan statistical area (MSA) and county level — precise industry insights that have previously been difficult to find in one place.
- Industry News — Each week, Vertical IQ reviews and links to thousands of news articles, with the sources ranging from general business publications to industry-specific journals. Sharing news articles helps you build credibility with business owners. It can be used as a conversation starter, a "leave-behind," a reason for your outreach, or just a way to demonstrate your awareness of what's happening in their industry.

## Details
- **Vertical IQ Website**: https://verticaliq.com/
- **Industry Intelligence Throughout the Bank Enterprise**: https://verticaliq.com/resources/library/ebook-industry-intelligence-throughout-the-enterprise/