Xactus

Xactus is the leading verification innovator for the mortgage industry.

Better with Abrigo

Xactus is a leading brand that provides cutting-edge lending technology and credit reporting solutions for the mortgage industry. With a focus on advancing the modern mortgage, Xactus offers a range of products and services designed to streamline workflows and reduce risk in decision-making processes. By seamlessly integrating consumer data and reporting, Xactus enables lenders to make informed and efficient decisions. Their comprehensive suite of verification services includes credit solutions, fraud detection and quality control, property solutions, and score optimization. These solutions are backed by their proprietary technology platform, Xactus360, which helps lenders access mortgage credit and pre-qualification reports through a single login. With years of innovation, a dedicated team of over 580 employees, and a commitment to customer success, Xactus is revolutionizing the mortgage industry and helping clients close more loans quickly while enhancing profitability.

Benefits

Redefine how, what, and when you verify with Intelligent Verification

Xactus is pioneering a new class of technology, enabling better mortgage decisions faster while reducing waste, consumption, and costs. It’s called Intelligent Verification.

Modernizing Mortgage Processes

The Modern Mortgage is evolving to be faster, smarter, more efficient, and with a superior consumer experience. As a leading fintech, Xactus is further accelerating this shift by introducing Xactus360, the industry-first Intelligent Verification Platform℠, putting the full power of Xactus into a user-centric technology platform that enables clients with the right data at the right time to make faster, better decisions.

Transforming Origination and Servicing

As the market’s leading verification partner, Xactus is committed to the continued transformation of the mortgage industry through technology. With integrations into existing POS and LOS systems, our technology platform brings to life a new infrastructure for mortgage origination and servicing and continues to advance delivery of the modern mortgage.

Features

Advanced AI technology and data-at-scale to eliminate unnecessary data pulls and improve next-best actions

Configurable integrations with all major LOS and POS systems to customize and transform workflows

Continuous agile development to empower lenders with the right data at the right time to enable superior loan decisions

Unprecedented 99.99% market-leading uptime to ensure mission-critical verifications are being dynamically delivered and updated

Best-in-class security infrastructure to maintain process stability and data security

Next Steps

Learn more about how Xactus360, the industry-first Intelligent Verification PlatformSM, places the power of the nation's leading verification partner at our clients' fingertips.

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